Filling out a loan application is the first step to buying a property. When you speak to a lender you’ll learn the price range you qualify for, how much cash you need for the down payment and what your mortgage payments will be. I can’t stress enough the importance of working with a good lender. A listing agent takes into consideration the lender’s capabilities to close the deal just as much as the terms of an offer. Because the lender is a crucial piece to a successful transaction, their experience can mean the difference between winning and losing the deal. Surrounding yourself with a reputable team is invaluable when navigating the real estate world- so choose your Realtor and lender carefully.
I recommend speaking with at least 2 different lenders to see which one you like best. Then fill out the loan application for one of those lenders. I highly recommend that you commit to one lender before submitting an offer on a home. A serious property search shouldn’t begin until the loan application is complete and you’ve received a pre-approval letter and a loan estimate.
I believe in building quality relationships as a trusted advisor, and look forward to helping you experience the American dream.
My team and I seek to make the mortgage process a little less intimidating and a little more fun by giving our customers a happy blend of human interaction mixed with user-friendly technology to ensure that the process is both understandable and efficient.
My philosophy is to do the best, most professional job for each of my clients, which has led to my history of repeated client referrals.
Dan has a small, tight-knit team, and he likes it that way. This ensures a personal touch, quick turnaround time, and total transparency.